You have a choice as to how you buy credit insurance. You can buy through an agent or through a specialty broker. An agent represents a single insurance company. The agent’s role is to represent their insurance company to you, and sell you their company’s policy. Once it is sold to you, the agent then typically moves on, and the servicing of your policy is handed off to someone else. A specialty broker represents you, and gets quotes from a number of insurance companies so that you have a range of options to consider, and to enable you to buy a policy that best meets your needs. At Trade Risk Group, the professional who works with you to put the policy together doesn’t leave you – he or she retains an active role in servicing your policy.

There is absolutely no added cost to use a broker, and the benefits are many:

• Better Access to the Marketplace. You get a range of options to consider, not just one.
• Knowledge of the Entire Industry, Not Just of One Policy. We will make sure that you understand the relevant pros and cons of each policy.
• Relationships and Leverage with the Underwriters. As a client of Trade Risk Group, you benefit from being part of our portfolio of clients with each underwriter.
• The Industry Knowledge to Effectively Negotiate with the Underwriters on Your Behalf. Our expertise will translate into tangible results for you.

Trade Risk Group works directly with all the underwriters in North America: